Halk bank

Loans

The fundamental values of the bank is striving to achieve positive performance results in combination of balance, competitiveness and building mutually beneficial long-term relationships with clients.

"Sanly karz"

Möhleti: 3 ýyla çenli
Karzyň möçberi: 60 000 manada çenli
Göterimi: 11%

Karzyň üpjünçiligi: zamunçy ýa-da Ätiýaçlandyryş guramasynyň zamun durmagy.

“Hormatly müşderiler!

Türkmenistanyň «Halkbank» paýdarlar täjirçilik banky sizi «Sanly karz» ykjam goşundynyň amatly mümkinçiliklerinden peýdalanmaga çagyrýar! Ykjam goşundyny www.halkbank.gov.tm salgydan öz ykjam telefonlaryňyza ýüklemek arkaly bankymyzyň hödürleýän sarp ediş karzyny almak üçin ýüztutmany onlaýn görnüşinde iberip bilersiňiz.

Ykjam goşundy arkaly müşderilerimiziň pasportynyň we aýlyk zähmet haky geçirilýän bank kartynyň maglumatlary we karz taryhy awtomatiki usulda barlanylýar we anyklanylýar. Şol sebäpli müşderiniň karz serişdelerini almak üçin banka diňe bir gezek gelmegi ýeterlik bolýar.

Habarlaşmak üçin telefon belgilerimiz: 44-48-37, 22-73-23
Email: info@halkbank.com
«Halkbank» — bankyň esasy gymmatlygy müşderilerdir.

Consumer loan

For consumer purposes

Term

up to 3 years

Loan amount

up to 60 000 manat

Rate

11 %

More details

Ensuring loan repayment

2 guarantors or collateral

Loan repayment source

50% from salary of borrower and guarantor to repay the loan and interest on it (or 50% from total family income)

Repayment methods

Cash or non-cash method

Consumer loan

For consumer purposes

Term

up to 3 years

Loan amount

up to 100 000 manat

Rate

11 %

More details

Ensuring loan repayment

Pledge

Loan repayment source

50% from salary of borrower and guarantor to repay the loan and interest on it (or 50% from total family income)

Repayment methods

Cash or non-cash method

Mortgage loan (*only “Ashgabat” branch)

For the purchase of real estate

Term

up to 30 years

Loan amount

According to client’s request

Rate

1 %

More details

Ensuring loan repayment

Real estate

Loan repayment source

80% from total income of borrower and guarantor required to repay the loan amount and interest on it

Repayment methods

Non-cash method

Loan for students

Term

up to 1 year

Loan amount

Based on document approved by Ministry of Education

Rate

5 %

More details

Ensuring loan repayment

1 family income 1 guarantor

Loan repayment source

50% from salary of borrower and guarantor to repay the loan and interest on it (or 50% from total family income)

Repayment methods

Cash or non-cash method

Loan for wedding celebrations

For any types of wedding celebrations

Term

up to 3 years

Loan amount

up to 120 000 manat

Rate

11 %

More details

Ensuring loan repayment

Pledge

Loan repayment source

50% from salary of borrower and guarantor to repay the loan and interest on it (or 50% from total family income)

Repayment methods

Cash or non-cash method

Loans for the newly married couples

For purchase household items

Term

up to 3 years

Loan amount

up to 20 000 manat

Rate

1 %

More details

Ensuring loan repayment

2 guarantors

Loan repayment source

50% from salary of borrower and guarantor to repay the loan and interest on it (or 50% from total family income)

Repayment methods

Cash or non-cash method

“Sanly karz”

На потребительские цели

Term

Loan amount

до 60 000 манат

Rate

11 %

More details

Ensuring loan repayment

Поручитель или поручительство страховой организации

Loan repayment source

50% от зарплаты заемщика и поручителя для погашения кредита и процентов по нему (или 50% от общего семейного дохода)

Repayment methods

Наличным или безналичным способом